I am as cheap as they come, even when it comes to moving house. So, anytime someone tries to get me to pay extra on anything, I can’t help questioning the expense. Every time you move you are taking the chance that your belongings could be damaged or the moving equipment you are using could be damaged and you would be liable. The question is if you are moving cheap, should you get moving insurance.
Check the insurance that you already have
If you are renting a moving truck then check with your car insurance to see if it might cover your rental truck as well. Most car insurances don’t, but a few do. If you are concerned about an expensive piece of furniture or electronics than check your home owners or renters insurance.
Are your things worth insuring?
How hard would it be to replace your breakables? If you are using movers for your cheap move then it is almost a given that something is going to get damaged. If you don’t care if one or two of the items being moved are destroyed then don’t bother insuring your stuff.
You have to think of everything when you are moving cheap.
Photo of The hot seat by B Melch
